Deep Sub-Prime Finance
Our deep sub-prime finance program is meant to serve consumers who have had credit problems and is available in the continental 48 states excluding MS, WI, TN, NY.
GUARANTEED APPROVAL
Can your customer answer yes to these 4 questions?
- Do you make at least $1,800 per month?
- Have you been at your full-time job at least 6 months?
- Have you lived at your residence at least 6 months?
- Has your bankruptcy been discharged?
- Minimum FICO: NONE
- Max Miles: 200,000
- Max Age: 10 years or newer
- Max Term: 72 Months
- BK/Repo: Discharged Repo and BK allowed
- Minimum Income: $1,800 single $2,500 joint
- Employment: 6 months minimum
- Residence: 6 months minimum
- Loan Type: Indirect
Need more information? Call (800) 400-9192
Loan Customers
Arriving at the dealership with financing already in place can save a significant amount of time and money. Virtual Lending Source has given thousands of car buyers the freedom to buy the car they want. Learn More...
Dealer Programs
If you are an independent or franchise dealer, Virtual Lending Source's products and services can help you put more customers in the driver seat.
We are always on the cutting edge, using the latest technology to combine automotive financing, lead generation, credit reporting, and electronic application submission.
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