Bankruptcy Finance Program
Our bankruptcy finance program is meant to serve consumers who have had a bankruptcy and is available in the continental 48 states excluding TX, LA, AL, MS, WV, ME.
- Max LTV: 115% of NADA trade value
- Max Miles: 90,000
- Max Age: 7 years or newer
- Max Term: 60 Months
- Minimum Income: $1,600
- Minimum FICO: None
- Fee: Flat $350
- BK Status: Must have open chapter 7 or be within 30 days of discharge
- Credit History: 12 months prior auto credit history
- Multiples: No multiple repos or BKs
Need more information? Call (800) 400-9192
Loan Customers
Arriving at the dealership with financing already in place can save a significant amount of time and money. Virtual Lending Source has given thousands of car buyers the freedom to buy the car they want. Learn More...
Dealer Programs
If you are an independent or franchise dealer, Virtual Lending Source's products and services can help you put more customers in the driver seat.
We are always on the cutting edge, using the latest technology to combine automotive financing, lead generation, credit reporting, and electronic application submission.
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